Privacy Policy

This page informs you about our policies regarding the collection, use, and disclosure of personal data when you use our ExpenseKit application and the choices you have associated with that data. By using the application, you agree to the collection and use of information in accordance with this policy.

1. Types of Data Collected

1.1. Personal Information

Among the types of Personal Data that ExpenseKit collects, by itself or through third parties, there are:

• Email address
• Name associated with your account
• Profile picture (optional)
• Device information
• Geography/region
• App usage statistics (number of sessions, session duration, etc.)

1.2. Financial Data

The ExpenseKit app collects financial information that you voluntarily provide:

• Expense records
• Income information
• Budget details
• Financial categories and tags
• Spending habits and patterns

This data is primarily stored locally on your device, with optional cloud backup if you enable the feature.

1.3. Usage Information

We collect data about how you interact with our app:

• Features you use most frequently
• App performance metrics
• Crash reports
• Device information (type, OS version, etc.)

2. How We Use Your Information

We use the collected information to:

• Provide and maintain the ExpenseKit service
• Improve and personalize your experience
• Develop new features based on user needs
• Troubleshoot issues and bugs
• Send updates and administrative messages
• Generate anonymous, aggregate statistics about app usage

3. Data Storage and Security

3.1. All your transactional data, budgets, categories, photos (associated with transactions), and other financial records are stored locally on your device by default and remain under your ownership at all times.

3.2. If you enable cloud backup, your data is stored on your own cloud storage account (Google Drive / iCloud Drive). The application only has permission to create backup files in a specific folder it creates on your cloud storage and to read those backup files at the time of restore. This doesn't provide full access to your entire cloud storage.

3.3. We implement appropriate technical and organizational measures to protect your data from unauthorized access or disclosure.

3.4. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security. Any data transmission over the internet carries inherent risks.

4. Data Sharing

We do not sell or rent your personal data to third parties. We may share data in the following circumstances:

• With your explicit consent
• With service providers who assist in app operations
• If required by law or legal process
• In connection with a merger, sale, or acquisition of our business

5. Analytics and Third-Party Services

Personal Data is collected for the following purposes and using the following services:

5.1. Analytics

The services contained in this section enable us to monitor and analyze app traffic and can be used to keep track of User behavior.

Data collected: Application opens, Application updates, device information, first launches, geography/region, number of sessions, number of Users, operating systems, session duration.

These analytics help us understand how users interact with our application, allowing us to improve functionality and user experience. You may opt out of analytics collection in the app settings.

5.2. Crash Reporting & Diagnostics

We use crash reporting services to monitor failures occurring during app usage so we can improve performance, operation, and maintenance.

Data collected: app status at crash time, installation ID, crash trace, manufacturer and device OS information.

This anonymous information contains no personal data and is used solely to improve app stability and reliability.

5.3. Payment Processing

For in-app purchases, payment processing is handled by third-party payment processors. We only share the information necessary to complete your transactions.

We have data processing agreements with these providers to protect your data and limit its use to transaction processing only.

6. Your Rights

We respect your privacy rights. You have the right to:

• Access your personal data that we have collected
• Correct any inaccurate or incomplete information
• Delete your personal data (when legally possible)
• Object to our use of your data
• Withdraw consent at any time

To exercise these rights, simply contact us using the email address in the "Contact Us" section below.

7. Children's Privacy

ExpenseKit is not intended for children under 13 years of age, and we do not knowingly collect personal information from children under 13.

8. Changes to This Policy

We reserve the right to make changes to this privacy policy at any time by giving notice to our users on this page and possibly within the application. It is strongly recommended to check this page often, referring to the effective date present at the top of this page.

Changes will be effective when posted on this page, with an updated "Last updated" date.

9. Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

10. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. You can request deletion of your account and associated data at any time.